Rollin' and Savin': Use Your HSA to Buy a Daily Living Wheelchair
We all know healthcare costs can be a real pain in the rear. But hey, if you’re looking to increase your comfort without expensive home modifications with a FLUX Daily Living Chair, why not let your Health Savings Account (HSA) help you out? Those savings can really roll over into something that can give you back mobility and improve your daily life. In this post, we're going to show you how you can use your HSA to buy a daily living wheelchair. So, whether you're aging or disabled, it's good to know that financial support is available to help you get a good quality of life.
So, first off, what is an HSA? It stands for Health Savings Account, which is a savings account for medical expenses that is tax-free, meaning you're not taxed on the amount you put in or the amount you withdraw for medical purposes. To put it simply, HSA savings can be used to purchase certain medical equipment, including daily living wheelchairs, while reducing your cost.
However, you can’t just go out and buy any old device, so it's important to know what's covered. HSAs only cover expenses that are considered medically necessary. That means if you want a wheelchair just for fun, your HSA probably won't cover it. But, if you have a medical condition that requires a daily living wheelchair, you may be in luck. Daily living wheelchairs can be essential for people who have difficulty walking, have weak or damaged limbs, or who tire easily. Here are some tips to help you navigate the process of purchasing a daily living wheelchair with your HSA:
- Talk to your doctor first. Your doctor will be able to prescribe the right type of wheelchair for your medical condition and can advise you on what should be included in the purchase.
- Research your options. There are different types of wheelchairs available, so make sure you know what features you need and what options are out there. If you need help knowing how to find your perfect wheelchair, check out our blog Find Your Perfect Wheelchair.
- Check the HSA guidelines. Make sure you know what is covered by your plan. Some HSA accounts may only cover manual wheelchairs while others offer coverage for more expensive powered wheelchairs.
- Purchase from an approved supplier like Troy Technologies. To get your HSA funds reimbursed, you must purchase the wheelchair from a designated HSA supplier.
Your health is important, and so is keeping your finances in check. By using your HSA to purchase a daily living wheelchair, you can maintain your independence and save money in the long run. Remember, always talk to your doctor and do your research. Make sure you know what's covered by your HSA before you make a purchase. And, of course, happy shopping (or rolling)!
If you are ready to put your HSA to use and get your own Daily Living Wheelchair, check out our collection of chairs!